What Happens When the At-Fault Drivers Aren’t Insured or are Underinsured?
Recovering from a car accident can leave physical and emotional scars. At Valverde & Rowell, P.C., we understand that the trauma associated with a car accident can escalate when at-fault drivers have little or no insurance coverage. Medical bills and property damage can quickly add up to thousands of dollars. A common question personal injury lawyers hear is “What do I do if I was in an accident and the other person doesn’t have insurance?” In Virginia, you may be able to recover for your injuries through your own policy.
If the person that is at-fault for the accident didn’t have any insurance or their policy limits are less than what you are due for your injuries, we can help you pursue Uninsured or Underinsured Motorists coverage. This is a part of your insurance policy which you pay for and it is intended to protect you in cases where the other person has not been as responsible in their choices, as you have.
The insurance company likely won’t volunteer to you that this is a coverage which you might benefit from and you will often need counsel to maneuver through the claim. If the insurance company isn’t offering a fair settlement, the matter might not be able to be resolved without filing a lawsuit.
Uninsured or Underinsured insurance may provide for payment of things such as:
- Damages caused by a hit-and-run driver
- Damages to your vehicle when the other driver doesn’t have enough insurance
- Injuries from an accident when the other person doesn’t have enough insurance
- Lost income from time you couldn’t work due to an accident which wasn’t your fault
- Pain, suffering, time and inconvenience from an auto accident
At Valverde & Rowell, P.C., our personal injury lawyers have extensive experience in resolving personal injury claims.
We are dedicated to helping normal people with everyday problems get their life back in order as soon as possible with as little stress as possible. We are sensitive to the stereotype of many personal injury lawyers and conduct ourselves professionally and ethically.
We believe that your claim is your claim, not ours. We won’t settle without your approval and we guarantee you make more from your settlement than we do!
Contact Our Personal Injury Law Office
Contact Valverde & Rowell, P.C., at (757) 422-8472 to discuss your case with an experienced personal injury lawyer. Call today for a free consultation and let us help you get your life back to normal.
Bradford A. MillerAssociate at Valverde & Rowell, P.C.
Hugo Raul ValverdePartner at Valverde & Rowell, P.C.
R. Barry RowellPartner at Valverde & Rowell, P.C.
Andrew J. ReigelAssociate at Valverde & Rowell, P.C.